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The Gemz Online Blog

Financing, zoning, buyer stories, and honest comparisons for tiny homes, ADUs, and modular family homes.

  • Tiny Home vs ADU vs Modular Family Home: Which Is Right for You

    Blog · comparison Tiny home, ADU, and modular family home get used almost interchangeably in casual conversation, but they’re genuinely different products, aimed at different buyers, with different tradeoffs. Modular construction today spans the full range, from a compact studio on wheels to a full 4 to 5 bedroom family home, and all of it…

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  • Tiny Home Zoning Laws: What to Check Before You Buy

    Blog · zoning The single biggest mistake tiny home buyers make isn’t picking the wrong builder, it’s assuming they can put the home wherever they want once it arrives. Zoning and building codes vary enormously by city and county, and they’re usually the deciding factor in whether a tiny home purchase actually works out. Tiny…

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  • How to Finance a Tiny Home in 2026

    Blog · financing Tiny homes don’t fit neatly into the mortgage system most buyers are used to, and that trips a lot of first-time buyers up. A conventional mortgage is built around a home permanently attached to land, with a minimum size and appraisal process that most tiny homes on wheels simply don’t meet. That…

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